Thursday we got a call from our loan officer saying that the loan underwriter needs Brian's official 40-hour week paystub at Bridgestone. Salary employees at the Stone get paid the 15th and end of the month, so we won't be closing until June. It has been a very sad few days at the Gunter home. Hopefully everything will work out and we can get our stuff into the house before we close. We have to be out of our apartment by the 31st of May so we are going to be homeless for a little while! Thank goodness for friends and family who have already offered to take us in. I will be fine with living out of boxes for a week or so, as long as we get all of our furniture secured somewhere. This may mean renting a storage facility, but we'll get through it. Just a few more weeks and we'll be all settled in and this will just have been a slight hiccough in our process. Prayers and support are greatly appreciated!
*On another moving note, my college roomie/MOH and her hubby should be landing in about an hour on St. Kitts to begin their Caribbean vet school adventure. Prayers for safe travel and easy settling-in for them as well. Shameless plug for her blog: http://chesnuthouse.wordpress.com/ *
Saturday, April 27, 2013
Wednesday, April 24, 2013
Older and Wiser
If someone from the present had told the high school me how my life in 2013 would be, I wouldn't have believed them.
Everything was planned to a "T." I was going to TN Tech, then to either Vanderbilt or the University of Kentucky to medical school. I would meet my future husband in college, or even med school, since I was so studious and not interested in settling down soon. I also had a back-up plan, that if I didn't get married out of college, I would do lots and lots and lots of medical missions. I don't really remember where I planned to live, but I was keen on going to TPAC at least once a month to catch a show. Life would be perfect.
Then I was accepted into the Tennessee Governor's School program and met the little town of Martin, TN. A friend turned into more than a friend and we began dating. A professor told me that realistically only 2 or 3 of my classmates would get accepted to medical school, and I realized that he was right. Life was not going to be as I had originally planned. So I made new plans, trying to make the world fit my expectations (because a nineteen-year-old can make the universe do her bidding).
Classes were increasingly more difficult, I realized I wasn't the smartest kid in school, and a lifetime with my boyfriend, who became my fiance, seemed much happier than working myself to death to become a doctor. I explored other options, toying with the idea of becoming a physician's assistant, but that wasn't right either. My senior year of college I was academically devastated. I was miserable in my major, my grades were unmentionable, and there was no career in sight. After all the years of scheming and heartache, something clicked in my head and I finally understood I cannot rely on my plans. I've heard a saying that if you want to hear God laugh, to tell Him your plans. That's what I had been doing my entire life.
I learned that if I work hard, try to take care of myself and Brian, and have a sure faith, I will be provided for. I don't have the highest paying job in the world, but it has been an amazing experience and will ultimately help me reach other career goals. I don't know what is next for my life but I cannot compare myself to friends and classmates who are fulfilling their plans and dreams. It isn't healthy and only makes me more upset, more stressed, and less fulfilled. Perhaps my latest idea to become a lab technician is actually what I'm meant to do, but maybe it's not. Only He knows.
What I do know at the ripe old age of twenty-three, is that I have to trust the Master. I am still very young and I have an entire life to learn and grow. I have learned that mistakes, missed opportunities, and broken plans lead to maturity and wisdom. Here's to tossing my plans out the window and trusting that God will see me home.
Everything was planned to a "T." I was going to TN Tech, then to either Vanderbilt or the University of Kentucky to medical school. I would meet my future husband in college, or even med school, since I was so studious and not interested in settling down soon. I also had a back-up plan, that if I didn't get married out of college, I would do lots and lots and lots of medical missions. I don't really remember where I planned to live, but I was keen on going to TPAC at least once a month to catch a show. Life would be perfect.
Then I was accepted into the Tennessee Governor's School program and met the little town of Martin, TN. A friend turned into more than a friend and we began dating. A professor told me that realistically only 2 or 3 of my classmates would get accepted to medical school, and I realized that he was right. Life was not going to be as I had originally planned. So I made new plans, trying to make the world fit my expectations (because a nineteen-year-old can make the universe do her bidding).
Classes were increasingly more difficult, I realized I wasn't the smartest kid in school, and a lifetime with my boyfriend, who became my fiance, seemed much happier than working myself to death to become a doctor. I explored other options, toying with the idea of becoming a physician's assistant, but that wasn't right either. My senior year of college I was academically devastated. I was miserable in my major, my grades were unmentionable, and there was no career in sight. After all the years of scheming and heartache, something clicked in my head and I finally understood I cannot rely on my plans. I've heard a saying that if you want to hear God laugh, to tell Him your plans. That's what I had been doing my entire life.
I learned that if I work hard, try to take care of myself and Brian, and have a sure faith, I will be provided for. I don't have the highest paying job in the world, but it has been an amazing experience and will ultimately help me reach other career goals. I don't know what is next for my life but I cannot compare myself to friends and classmates who are fulfilling their plans and dreams. It isn't healthy and only makes me more upset, more stressed, and less fulfilled. Perhaps my latest idea to become a lab technician is actually what I'm meant to do, but maybe it's not. Only He knows.
What I do know at the ripe old age of twenty-three, is that I have to trust the Master. I am still very young and I have an entire life to learn and grow. I have learned that mistakes, missed opportunities, and broken plans lead to maturity and wisdom. Here's to tossing my plans out the window and trusting that God will see me home.
"Do not be wise in your own eyes; Fear the Lord and turn away from evil."--Proverbs 3:7, ESV
"If any of you lacks wisdom, let him ask God, who gives generously to all without reproach, and it will be given him."--James 1:5, ESV
Tuesday, April 9, 2013
Moving on Up!
I am very excited to announce that in 23 days (or less!) we Gunters are closing on our first home! :D
Our apartment hunting experience in McMinnville was DREADFUL and I was so afraid we weren't going to find housing. We started the process during Brian's spring break, giving us about 8 weeks until graduation to find somewhere to live. Needless to say, I was beginning to become distressed. That weekend both sets of our parents suggested buying a home.
Buy a house? We don't have enough money to buy a house! Or so I thought...
After thinking about it and looking online at homes, I drove out to Manchester with my mother-in-law to look at one last apartment complex then at some houses that had sparked my interest. I fell in love with two houses: a fixer-upper whose structural bones are exactly what I want in a house and a perfect house that had a hot tub on the back porch! [I know it had a hot tub because I climbed up on the porch to look ;) Don't judge me; I got a splinter for my efforts.]
After lunch we met our realtor, who is Brian's boss's wife! She is awesome and has been so helpful throughout this whole process. During our meeting I found out both homes I liked were off the market; the perfect one had sold the day before. I was a little bummed for a few days because I couldn't find any other homes that I liked that were in our price range. I trimmed down the list of homes Dana (our realtor) had sent me in our price range, then gave the shorter list to Brian. While I was looking at them, I noticed that one of the MLS listing numbers ended in "0609," which is our wedding anniversary! I didn't say anything about the coincidence and I actually didn't give the particular house much thought, because I was still upset about the loss of the other houses.
We compared the four or five houses, thought them over, then called Dana for a viewing appointment. Two houses were basically move-in-ready and two needed some work done (new carpet, wallpaper removed, that kind of thing.) Brian gave me his order of preference, which differed from mine just a bit, but his number one choice was the house with the listing ending with 0609. I couldn't help but think it was fate and we were supposed to end up in that house.
Two days before we were supposed to go view the houses, Dana called me and said that three, not one or two, but THREE of the houses we liked were off the market. What was with our luck? But, the remaining house was the ---0609 listing. Once again, I thought the powers-at-be were at work. She had a couple of others for us to look at, so we wouldn't just have one house to view.
The ---0609 house we viewed first. I loved it... but I didn't want to get too attached due to my prior experience with falling in love with houses. I wasn't really "feeling it" when we saw the other two homes so we decided to go back to the first house. Dana said she heard me sigh when we walked back in. As we went through the rooms again, I was mentally placing our furniture and even thought about where the Christmas tree would go.
Thirty minutes later we were at Dana's office writing up the contract to send to the owners of the house. I had to be at work that afternoon so we went through the paperwork rather quickly and we were headed back to Cookeville. We stopped in McMinnville for lunch and about five minutes after we were back on the road, my phone rang. The owners had verbally accepted our offer!!
We viewed houses on Good Friday, so the banks were closed and I had to get the loan paperwork started the following Monday. Our loan officer is great, also! Thank goodness for Rural Development loans which are geared for first time home buyers--no down payment, 30 years, with 3.5% fixed interest rate! Brian had class so I took all the paperwork home with me, he signed everything, and we sent it back to the bank. Friday (4/5) we had our home inspection and everything is perfect! We have everything finished on our end and are waiting on the underwriters. Our set closing date is May 2, but there is a chance they can finish before then since everything is done! I cannot wait to start painting and move all of our things to the house. We plan on moving in the night of Brian's graduation, Saturday, May 11. Happy days!
♥ Happy 10 months of marriage to us today! :)
Our apartment hunting experience in McMinnville was DREADFUL and I was so afraid we weren't going to find housing. We started the process during Brian's spring break, giving us about 8 weeks until graduation to find somewhere to live. Needless to say, I was beginning to become distressed. That weekend both sets of our parents suggested buying a home.
Buy a house? We don't have enough money to buy a house! Or so I thought...
After thinking about it and looking online at homes, I drove out to Manchester with my mother-in-law to look at one last apartment complex then at some houses that had sparked my interest. I fell in love with two houses: a fixer-upper whose structural bones are exactly what I want in a house and a perfect house that had a hot tub on the back porch! [I know it had a hot tub because I climbed up on the porch to look ;) Don't judge me; I got a splinter for my efforts.]
After lunch we met our realtor, who is Brian's boss's wife! She is awesome and has been so helpful throughout this whole process. During our meeting I found out both homes I liked were off the market; the perfect one had sold the day before. I was a little bummed for a few days because I couldn't find any other homes that I liked that were in our price range. I trimmed down the list of homes Dana (our realtor) had sent me in our price range, then gave the shorter list to Brian. While I was looking at them, I noticed that one of the MLS listing numbers ended in "0609," which is our wedding anniversary! I didn't say anything about the coincidence and I actually didn't give the particular house much thought, because I was still upset about the loss of the other houses.
We compared the four or five houses, thought them over, then called Dana for a viewing appointment. Two houses were basically move-in-ready and two needed some work done (new carpet, wallpaper removed, that kind of thing.) Brian gave me his order of preference, which differed from mine just a bit, but his number one choice was the house with the listing ending with 0609. I couldn't help but think it was fate and we were supposed to end up in that house.
Two days before we were supposed to go view the houses, Dana called me and said that three, not one or two, but THREE of the houses we liked were off the market. What was with our luck? But, the remaining house was the ---0609 listing. Once again, I thought the powers-at-be were at work. She had a couple of others for us to look at, so we wouldn't just have one house to view.
The ---0609 house we viewed first. I loved it... but I didn't want to get too attached due to my prior experience with falling in love with houses. I wasn't really "feeling it" when we saw the other two homes so we decided to go back to the first house. Dana said she heard me sigh when we walked back in. As we went through the rooms again, I was mentally placing our furniture and even thought about where the Christmas tree would go.
Thirty minutes later we were at Dana's office writing up the contract to send to the owners of the house. I had to be at work that afternoon so we went through the paperwork rather quickly and we were headed back to Cookeville. We stopped in McMinnville for lunch and about five minutes after we were back on the road, my phone rang. The owners had verbally accepted our offer!!
We viewed houses on Good Friday, so the banks were closed and I had to get the loan paperwork started the following Monday. Our loan officer is great, also! Thank goodness for Rural Development loans which are geared for first time home buyers--no down payment, 30 years, with 3.5% fixed interest rate! Brian had class so I took all the paperwork home with me, he signed everything, and we sent it back to the bank. Friday (4/5) we had our home inspection and everything is perfect! We have everything finished on our end and are waiting on the underwriters. Our set closing date is May 2, but there is a chance they can finish before then since everything is done! I cannot wait to start painting and move all of our things to the house. We plan on moving in the night of Brian's graduation, Saturday, May 11. Happy days!
♥ Happy 10 months of marriage to us today! :)
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